540 4th Street Chipley, FL 32428
Listing Courtesy of: CENTRAL PANHANDLE / Century 21 Commander Realty, Inc. / Tonia Hathaway

  540 4th Street Chipley, FL 32428

Active (164 Days)
$145,000
3
BED
1
BATH
1,004
SQFT

Description

MORE PHOTOS COMING SOON
Exceptional find in downtown Chipley on a Generous Lot!
Don't let this opportunity slip away! This delightful 3 bedroom home rests on a spacious 0.36 acre lot, offering tons of potential along with valuable updates!
With 1,004 square feet of living space, the home provides 3 comfortable bedrooms, ideal for family, guests, or a home office. The oversized lot right in the heart of beautiful downtown Chipley provides privacy with the convenience of small town living. Recent improvements give you peace of mind: a NEW ROOF installed in 2025, a NEW WATER HEATER in early 2024, and a NEW A/C SYSTEM in 2019 to keep the home cool and efficient year round.
Additional highlights include a covered carport to shield your vehicle from the weather and outdoor storage for tools, equipment, or seasonal items. With its blend of updates and expansive yard, this home offers both comfort and opportunity. Whether you're a first time buyer, an investor looking for an exceptional rental property, or simply looking for a place with room to grow, this property is a must see. Don't wait schedule your showing today.

MLS #:
779075
Taxes
$1,477(2024)
Lot Size
0.36 acres
Type
Single-Family Home
Year Built
1972
Style
Traditional
County
Washington County
Community
[No Recorded Subdiv]

Listed By

Tonia Hathaway, Century 21 Commander Realty, Inc.
Source
CENTRAL PANHANDLE
Last checked Sep 17 2025 at 4:06 PM CDT
Bathroom Details
  • Full Bathroom: 1
Interior Features
  • Dishwasher
Subdivision
  • [No Recorded Subdiv]
Lot Information
  • Corner Lot
Heating and Cooling
  • Electric
  • Ceiling Fan(s)
  • Central Air
Flooring
  • Tile
  • Carpet
Utility Information
  • Utilities: Electricity Available
  • Sewer: Public Sewer
School Information
  • Elementary School: Kate M. Smith
  • Middle School: Roulhac
  • High School: Chipley
Parking
  • Driveway
Location
   
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Estimated Monthly Mortgage Payment

*Based on Fixed Interest Rate withe a 30 year term, principal and interest only

Listing price
Down payment
%
Interest rate
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Mortgage calculator estimates are provided by C21 Commander Realty, Inc. and are intended for information use only. Your payments may be higher or lower and all loans are subject to credit approval.
Disclaimer: Copyright 2025 Central Panhandle MLS. All rights reserved. This information is deemed reliable, but not guaranteed. The information being provided is for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated 9/17/25 09:06